Our Fixed Rate Cash ISA is a tax-efficient savings vehicle with Financial Services Compensation Scheme (FSCS) protection, providing high-growth potential and peace of mind.
ISAs are a tax-efficient way to save, with little or no tax paid on the interest on your savings. So, by investing in our Fixed Rate Cash ISA, and by making the most of your tax-efficient ISA allowance, you can potentially increase income and growth on your investment over time.
United Bank UK only offers Fixed Rate Cash ISAs with highly competitive interest rates. You can utilise your current year’s subscription or transfer an ISA from your existing provider.
The minimum balance requirement is £2,000, and the tax year subscription limit for 2016/17 is £15,240.
We currently offer the following Fixed Rate Cash ISA products which gives you flexibility to choose from:
|Fixed Rate Cash ISA||AER|
Refer to Interest Rate Sheet for Gross Rates on different interest payment options.
|Term of Deposit||Penalty Charges|
|1 Year||90 days gross interest|
|2 Year||180 days gross interest|
|3 Year||270 days gross interest|
|5 Year||365 days gross interest|
To apply for one of our Fixed Rate Cash ISAs, simply download the Application Form from this page, fill it out, and return it to one of our branches. Alternatively, you can contact our call centre on 0800 218 22 66. If you are transferring an existing ISA from another ISA provider, you will also need to fill in the ISA Transfer-In Form in addition to the Application Form.
Please select the links below for our Product Specific and General Terms and Conditions:
In order to be eligible for one of our Fixed Rate Cash ISAs, you must:
Call us on 0800 218 22 66, or email us at ISA@ubluk.com for any queries you might have regarding our Fixed Rate Cash ISA.
To help you in your product selection, you may find the following definitions useful: