Terms and Conditions 2016

                                                                          Changes to our Personal Banking Terms and Conditions

We have updated the existing UBL UK General Terms and Conditions and Specific Terms and Conditions that you were provided when you opened your account(s) with us.   

The new Personal Banking General Terms and Conditions, and Specific Terms and Conditions for each product will replace the existing UBL UK General Terms and Conditions and Specific Terms and Conditions on 1 September 2016 and will be applicable to UBL UK Current Accounts (including Islamic Accounts), Savings Accounts (including Easy Access Account), Fixed Term Deposit, Notice Accounts, Fixed Rate Cash ISA Accounts and Safe Deposit Boxes.

To help you understand the changes that we have made to the existing Terms and Conditions that relate to your UBL UK account(s), we have also created a summary of these changes.  You can access the Personal Banking General Terms and Conditions, Specific Terms and Conditions and Summary of Important Changes below:

•    Personal Banking General Terms and Conditions
•    Specific Terms and Conditions
•    Summary of Important Changes

You can access the existing UBL UK General Terms and Conditions and any other Specific Terms and Conditions that apply to your account(s) until 31 August 2016 by clicking on the Downloads links below.

We have also updated our Personal Account Schedule of Charges, the Islamic Accounts Tariff List and the Interest Rate Sheet which details the charges and fees applicable to some of our accounts and services.  Please click on the links below to access them:
•    Interest Rate Sheet
•    Personal Account Schedule of Charges
•    Islamic Accounts Tariff List