Islamic Current Accounts

A current account that complements your beliefs

Designed to help you to balance your financial needs and your faith, our Ameen Islamic Current Account puts you in control of your day-to-day banking, safe in the knowledge that you are complying with Shari’ah principles. Our Ameen Islamic Current Account does not pay or charge interest (Riba) and is structured on the Islamic financial principle of Qard. In addition, we do not use the funds deposited in your Ameen Islamic Current Account in interest-based business activities. Instead we are committed to financing only Shari’ah-compliant products, meaning your beliefs won’t be compromised by your everyday financial needs.

  • Fully Shari'ah law Compliant*
  • Free, every day banking service**
  • Available as a single or joint account

For added convenience, you can chose how and when you interact with us; either online, face-to-face or by phone. Your Ameen Islamic Banking Current Account comes complete with online banking services, contactless Mastercard Debit Card and cheque book.

Additional Services Available Include:

  • Safety Deposit Box***
  • International Money Transfers***

Ameen Islamic Current Account Eligibility Criteria

In order to be eligible for the Ameen Islamic Current Account, you must:

  • Be a UK resident
  • Be 18 or older
  • Have proof of address

* The Shari’ah compliance of this product has been authorised by Mufti Barkatulla Adbul Kadir, former Senior Imam of North Finchley Mosque. Mufti Barkatulla is a Shari’ah judge at the Islamic Shari’ah Council.

** Some transactions may incur charges, as set out in the UBL Ameen Personal Schedule of Charges June 2016.

*** Subject to fees and availability – Refer to our Personal Account Schedule of Charges at

Please Note: It is important that you do not go below a £0 balance as United Bank UK do not offer an overdraft facility on this account.

Applications and downloads

Please select the download links below for our Personal Banking Specific and General Terms and Conditions and to download an Application Form. To apply for an account, please complete and return your application form with supporting proof of address to one of our branches, or by post to: Central Operations, United Bank UK, 391-393 Stratford Road, Birmingham, B11 4JZ.

To find out more, Contact us on 0121 753 6000 or visit your nearest branch.