Term Loans

Funding your future

Our Term Loans enable you to fund your various personal needs. With our expert support and recommendation, you can be sure you’ll find the loan agreement that’s right to meet your needs.

UBL UK Term Loans are available to UK residents and non-resident individuals. Term Loans are offered for a maximum 5 year term (term loan can be extended at the end of the term subject to necessary review & approval at the discretion of UBL UK).

UBL UK Term loans can be used for:

  •  Property investments (residential, semi commercial & commercial)
  •  Debt consolidation ? Home improvements
  • Re-mortgage & Equity release
  • Business investment/asset finance/refinance

Interest on the loan amount is calculated at an agreed rate on a daily basis, and charged to your Current Account each month. Unless we agree otherwise, you’ll make monthly payments covering capital plus interest, which can be reassessed upon renewal.

As with most banks, our term loan arrangement requires collateral of investment property; we may contribute up to 60% of the value of the security, while you’ll need to provide the remaining 40%.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Use the online calculator below to find and compare our mortgage rates: