Why save with us?

We offer a range of Personal Savings Accounts to cater to your savings needs.

Please select from the products below for more information.

Savings Accounts

Online Easy Access

The UBL UK Online Easy Access Account.

Rates correct as of 20.01.2020

  Interest Rate Minimum Balance Maximum Balance Fees More Information
Online Easy Access Account 0.60% AER/Gross p.a £500 £200,000 1 free withdrawal per calendar month, £1 fee for each additional charge thereafter Find out more

Fixed Term Deposits

UBL UK provide a range of fixed term deposits helping you to maximise the returns on your savings in exchange for locking them away for a longer period of time. The accounts are available in GBP and USD.

Rates correct as of 20.02.2020

  Interest Rate Minimum Deposit Maximum Deposit Balance at the End of the Term Based on the Minimum Deposit Amount More Information
1 Month Fixed Term Deposit (GBP) 0.05% AER/Gross p.a £2,000 £1,000,000 £2,000.08 Find out more
3 Month Fixed Term Deposit (GBP) 0.10% AER/Gross p.a £2,000 £1,000,000 £2,000.54  Find out more
6 Month Fixed Term Deposit (GBP) 0.15% AER/Gross p.a £2,000 £1,000,000 £2,001.50  Find out more
1 Year Fixed Term Deposit (GBP) 0.60% AER/Gross p.a £2,000 £1,000,000 £2,012.00  Find out more
2 Year Fixed Term Deposit (GBP) 1.80% AER/Gross p.a £2,000 £1,000,000 £2,073.26  Find out more
3 Year Fixed Term Deposit (GBP) 2.00% AER/Gross p.a £2,000 £1,000,000 £2,123.57  Find out more
5 Year Fixed Term Deposit (GBP) 2.10% AER/Gross p.a £2,000 £1,000,000 £2,210.00  Find out more
7 Year Fixed Term Deposit (GBP) 1.95% AER/Gross p.a £2,000 £1,000,000 £2,289.80  Find out more
1 Month Fixed Term Deposit (USD) 1.30% AER/Gross p.a $25,000 $1,000,000 $2,002.14  Find out more
3 Month Fixed Term Deposit (USD) 1.55% AER/Gross p.a $25,000 $1,000,000 $2,007.64  Find out more
6 Month Fixed Term Deposit (USD) 2.10% AER/Gross p.a $25,000 $1,000,000 $2,020.71  Find out more
1 Year Fixed Term Deposit (USD) 2.35% AER/Gross p.a $25,000 $1,000,000 $2,047.00  Find out more

Personal Notice Accounts

Personal Notice Accounts provide a better rate of interest than our Online Easy Access Account in return for customers providing the required notice in order to access their savings. The Personal Notice Account differs from the Fixed Term Deposit as Account Holders are able to make additional deposits into the Account up to the maximum permissible balance.

Rates correct as of 20.01.2020

  Interest Rate Minimum Balance Maximum Balance Balance After 12 Months Based on a Deposit of £1,000 More Information
35 Day Personal Notice Account 1.00% AER/Gross p.a £1 £1,000,000 £1,010.00 Find out more
90 Day Personal Notice Account 1.00% AER/Gross p.a £1 £1,000,000 £1,010.00 Find out more

Fixed Rate Cash ISAs

Our Fixed Rate Cash ISA is a tax-efficient savings vehicle with Financial Services Compensation Scheme (FSCS) protection, providing high-growth potential and peace of mind over fixed terms of 1, 2, 3 or 5 years.

Rates correct as of 20.01.2020

 

  Interest Rate Minimum Deposit Maximum Deposit Balance at the End of the Term Based on the Minimum Balance More Information
1 Year Fixed Rate Cash ISA 0.48% AER/Gross p.a £2,000 £1,000,000 £2,009.60 Find out more
2 Year Fixed Rate Cash ISA 1.50% AER/Gross p.a £2,000 £1,000,000 £2,060.87 Find out more
3 Year Fixed Rate Cash ISA 1.67% AER/Gross p.a £2,000 £1,000,000 £2,102.68 Find out more
5 Year Fixed Rate Cash ISA 1.91% AER/Gross p.a £2,000 £1,000,000 £2,191.00 Find out more

Personal Sterling Savings Account

The Personal Sterling Savings Account is no longer available for new applications.

Rates correct as of 20.01.2020

  Interest Rate Minimum Deposit  Maximum Deposit Balance After 12 Months Based on a £40,000 Deposit More Information
Personal Sterling Savings Account

Up to £9,999 - 0.20%

£10,000 - £49,999 - 0.25%

£50,000 - £99,999 - 0.25%

£100,000 - £499,999 - 0.25%

Over £499,999 - 0.25%

£1 £1,000,000 £40,095.00 Find out more

Staying safe online

We are aware that financial services companies may be targets for people seeking to fraudulently obtain login information. To protect yourself online, it is important that you check you are on the right website before entering login information. Please look out for the lock symbol next to the website URL to ensure that you are using an genuine and encrypted site. If you are not sure you are using a genuine UBL UK website, please call us on 0121 753 6000 Monday to Friday from 9:15am to 5:15pm. 

The sites managed by UBL UK are as follows: www.ubluk.com, www.netbanking.ubluk.com and www.ubluknetremit.com. You should see these URL's and the lock symbol in your browser header.