Why save with us?
We offer a range of Personal Savings Accounts to cater to your savings needs.
Please select from the products below for more information.
DIGITAL APPLICATIONS FOR ONLINE EASY ACCESS ACCOUNTS ARE CURRENTLY CLOSED
The UBL UK Online Easy Access Account
| Interest Rate | Minimum Balance | Maximum Balance | Fees | More Information | |
| Online Easy Access Account | 4.18% AER/Gross p.a | £500 | £200,000 | Instant Access with an unlimited number of withdrawals, subject to the daily Online Banking withdrawal limit (£10,000) | Find out more |
UBL UK provide a range of fixed term deposits helping you to maximise the returns on your savings in exchange for locking them away for a longer period of time. The accounts are available in GBP and USD.
Rates correct as of 21.08.2024
| Interest Rate | Minimum Deposit | Maximum Deposit | Balance at the End of the Term Based on the Minimum Deposit Amount | More Information | |
| 1 Year Fixed Term Deposit (GBP) | 4.72% AER | £2,000 | £1,000,000 | £2,094.40 | Find out more |
| 2 Year Fixed Term Deposit (GBP) | 4.61% AER | £2,000 | £1,000,000 | £2,188.65 | Find out more |
| 3 Year Fixed Term Deposit (GBP) | 4.51% AER | £2,000 | £1,000,000 |
£2,282.99 |
Find out more |
| 4 Year Fixed Term Deposit (GBP) | 4.26% AER | £2,000 | £1,000,000 |
£2,363.20 |
Find out more |
| 5 Year Fixed Term Deposit (GBP) | 4.26% AER | £2,000 | £1,000,000 | £2,463.87 | Find out more |
| 7 Year Fixed Term Deposit (GBP) | 3.50% AER | £2,000 | £1,000,000 | £2,544.56 | Find out more |
Personal Notice Accounts provide a better rate of interest than our Online Easy Access Account in return for customers providing the required notice in order to access their savings. The Personal Notice Account differs from the Fixed Term Deposit as Account Holders are able to make additional deposits into the Account up to the maximum permissible balance.
Rates correct as of 18.03.2024
| Interest Rate | Minimum Balance | Maximum Balance | Balance After 12 Months Based on a Deposit of £2,000 | More Information | |
| 90 Day Personal Notice Account | 4.28% AER/Gross p.a | £1 | £1,000,000 | £2,096.20 | Find out more |
Our Fixed Rate Cash ISA is a tax-efficient savings vehicle with Financial Services Compensation Scheme (FSCS) protection, providing high-growth potential and peace of mind over fixed terms of 1, 2, 3, 4 or 5 years.
Rates correct as of 30.08.2024
| Interest Rate | Minimum Deposit | Maximum Deposit | Balance at the End of the Term Based on the Minimum Balance | More Information | |
| 1 Year Fixed Rate Cash ISA | 4.61% AER | £2,000 | £1,000,000 | £2,092.20 | Find out more |
| 2 Year Fixed Rate Cash ISA | 4.41% AER | £2,000 | £1,000,000 | £2,180.29 | Find out more |
| 3 Year Fixed Rate Cash ISA | 4.31% AER | £2,000 | £1,000,000 | £2,269.91 | Find out more |
| 4 Year Fixed Rate Cash ISA | 4.05% AER | £2,000 | £1,000,000 | £2,344.22 | Find out more |
| 5 Year Fixed Rate Cash ISA | 4.10% AER | £2,000 | £1,000,000 | £2,445.03 | Find out more |
The Personal Sterling Savings Account is no longer available for new applications.
Rates correct as of 31.12.2023
| Interest Rate | Minimum Deposit | Maximum Deposit | Balance After 12 Months Based on a £40,000 Deposit | More Information | |
| Personal Sterling Savings Account |
4.18% AER/Gross p.a |
£1 | £1,000,000 | £41,672.00 | Find out more |
