Meeting your personal finance requirements

At UBL UK, we provide a full range of personal banking services under one roof. Helping you open accounts and access a range of competitive products, our personal finance offering is underpinned by niche-market expertise and highly personalised and supportive customer relationships.

Whether you’re looking for a Current Account or Savings Account products and services, we are here to support you on every aspect of your personal finance requirements.

Contact us on 0121 753 6000.

A range of products to suit your needs

Savings Accounts

UBL UK offers a range of Personal Savings Accounts to cater to your savings needs. From instant access to 7 Year Fixed Term Deposit Accounts, we have a savings product to help you save for your family's future.

  Term Minimum Deposit Maximum Deposit Additional Deposits Allowed  
Personal Notice Account 35 Day and 90 Day £1 £1,000,000 Yes Find out more
Fixed Term Deposits 1 Month, 3 Months, 6 Month, 1 Year, 2 Year, 3 Year, 5 Year and 7 Year £2,000 £1,000,000 No Find out more
Online Easy Access Account 1 free withdrawal per calendar month £1 £200,000 Yes Find out more
Personal Sterling Savings Accounts (not available for new applications) Instant Access £1 £1,000,000 Yes Find out more
Fixed Rate Cash ISA 1 Year, 2 Year, 3 Year and 5 Year £2,000 £1,000,000 No Find out more

Home Finance

Our Conventional Buy To Let Mortgages are available for UK residents only and can help you to manage a small portfolio of buy to let properties - maximum total portfolio size of 4 properties.

  LTV Interest Rate Fees Early repayment Charges Minimum Loan Amount More Information
Retail - Conventional Buy to let 70% 4.10% 0.50% of loan amount No ERC £100,000 Find out more
Retail - Conventional Buy to Let 60% 3.75% 0.50% of loan amount No ERC £100,000 Find out more


We have a range of products and services to help you manage your every day finances. 

  Fees Features Ways to Manage Your Account Eligibility More Information
ACE Current Account No monthly or annual fee, some transactions may incur charges detailed in the UBL UK Personal Schedule of Charges Debit card, cheque book and internet banking In-branch and online Over 18's only Find out more
Safe Deposit Boxes Prices from £175 p/a 3 sizes to suit your needs In-branch Must be a UBL UK Current Account holder Find out more
Send money to Pakistan Free for transactions of £150 or more, £3 for transactions under £150 Use the service in-branch, online and on our mobile app In-branch, online and on mobile Over 18's only, must be a UK resident and have a UK issued debit or credit card Find out more

Notification of System Maintenance

UBL UK will be conducting system maintenance on critical systems on Saturday 22nd February 2020 between 9am and 12pm. During this time you may experience delays in service to the following:

Staying safe online

We are aware that financial services companies may be targets for people seeking to fraudulently obtain login information. To protect yourself online, it is important that you check you are on the right website before entering login information. Please look out for the lock symbol next to the website URL to ensure that you are using an genuine and encrypted site. If you are not sure you are using a genuine UBL UK website, please call us on 0121 753 6000 Monday to Friday from 9:15am to 5:15pm. 

The sites managed by UBL UK are as follows:, and You should see these URL's and the lock symbol in your browser header.