The UBL UK ACE Current Account offers a convenient way to manage your everyday banking. Benefit from a named Community Relationship Manager, with a Bank that shares your values.
Representative example:
If you use an unapproved overdraft of £1,000 for 7 days, we will charge you an unapproved overdraft arrangement fee of £25 and daily interest of 11.5% of the debt balance calculated daily and charged monthly. The total fees due at the end of this 7 day period would be: £25 Arrangement Fee, £2.09 Interest.
All overdraft outstanding amounts and fees are repayable on demand.
UBL UK does not offer Arranged Overdrafts.
If a transaction on your Account places it into an unapproved overdraft, you will be charged an unapproved overdraft fee of £25 for each transaction that you make on your Account, and the debt balance will be subject to unapproved interest charges of UBL UK Base Rate + 8%.
Details of unapproved overdraft charges are detailed in the Personal Banking Schedule of Charges.
Mastercard Debit Card – make contactless payments up to £30, manage everyday spending and withdraw up to £250 per day wherever you see the Mastercard logo.
Cheque Book – issue cheques using your UBL UK cheque book.
Online Banking – manage your Account online using UBL UK NetBanking.
SMS and Email Alerts – stay in control of your spending with our SMS and email transaction alerts.
Safety Deposit Box – UBL UK Current Account holders may apply for a Safety Deposit Box.
International Transfers – send money to friends and loved ones in Pakistan using your ACE Current Account.
UBL UK is not a member of the Current Account Switch Guarantee.
You must be;
Minimum/Maximum Balance:
In order to apply for the account, you will need to Download the Application Form, complete and then return it along with verified copies of your Photo ID and either a Bank Statement or Utility Bill with your home address dated within the last 3 months in the following ways:
You can contact our Customer Services Team on 0121 753 6000 Monday to Friday between 9:15am and 5:15pm for more information.
Please make sure that you read the Personal Banking Specific Terms and Conditions and the Personal Banking General Terms and Conditions before you apply for this Account.
More information about ID and Verification and how your deposits are protected can be found here FSCS, How We Verify Your Identity.
This account can be held in single or joint names.
Freepost: RSSA-GJRS-KBCT,
UBL UK Central Operations,
391-393 Stratford Rd,
Birmingham B11 4JZ
Pop into any UBL branch and our staff will be happy to help. In busier periods when staff may not be immediately available, we’ll be happy to book an appointment for a later date.
