Product Overview

The UBL UK ACE Current Account offers a convenient way to manage your everyday banking. 


We are not accepting new digital applications (Internet or Mobile App) at this time. Please submit your application via postal mail or visit our branch to apply.

Key features and benefits:

  • Free every day banking as long as you stay in credit
  • Bank your way: Internet and Mobile Banking, Branch Counter Services, Cheque Book, Debit Card and SMS and Email Transaction Alerts
  • FSCS protection up to £85,000 for each eligible depositor
  • Use your ACE Current Account to send money to friends and family in Pakistan
  • No minimum monthly deposit requirement
  • Withdraw up to £250 per day using your Mastercard Debit Card

Keep in mind:

  • UBL UK do not offer Overdrafts
  • How do I open and manage my Account


    You must be;

    • Aged 18 or over
    • Have proof of identity
    • Have proof of your address
    • You may be required to provide proof of source of funds

    Minimum/Maximum Balance:

    • There is no minimum balance
    • The is no maximum balance

    How to open the Account:

    You may also complete the Application Form,  and then return it along with verified copies of your Photo ID and either a Bank Statement or Utility Bill as Proof of Address dated within the last 3 months. this may take up to 15 Working Days to process, forms can be returned in the following ways:

    • In branch: Visit our branch Monday to Friday between 9:30am and 4pm
    • In writing: By post, sending instructions to FREEPOST: RUEE-STYR-XYKE, UBL UK, 2 Brook Street, London W1S 1BQ (all written instructions must be countersigned and dated by all named Account holders)

    Please make sure that you select the links below and read and understand the Personal Banking Terms and Conditions where you will find full details of the Account, before you apply:

    Personal Banking Terms and Conditions

    How we protect your deposits

    Interest Rate Sheet

    Personal Banking Schedule of Charges


    How to manage the account:

    • Mobile: search 'UBL UK Mobile Banking' in your app store to download the app
    • Internet: once you have an account, you can visit to manage your account

    Internet and mobile banking can be used to view your balances, set up payees, view statements and make withdrawals, along with a host of other useful features. If you choose a physical application route, you will need your account number and the answers to your security questions to register.

  • What services come with this account?

    Mobile Banking: manage your account on the go, view balances and make payments, including funding a remittance to Pakistan using UBL UK NetRemit and apply for new accounts with UBL UK.

    Mastercard Debit Card – make contactless payments up to £100, manage everyday spending and withdraw up to £250 per day wherever you see the Mastercard logo.

    Cheque Book – issue cheques using your UBL UK cheque book.

    Online Banking – manage your Account online using internet banking - visit

    Alerts – stay in control of your spending with our SMS and email transaction alerts, and use the mobile app to set up push notifications for certain transactions.

    Safety Deposit Box – UBL UK Current Account holders may apply for a Safety Deposit Box.

    International Transfers – send money to friends and loved ones in Pakistan using your ACE Current Account to fund a UBL UK NetRemit transaction, now available in the same app.

  • Is UBL UK a member of the Current Account Switch Guarantee?

    UBL UK is not a member of the Current Account Switch Guarantee.

  • What are the Overdraft charges?

    UBL UK does not offer overdrafts.

  • Additional Information

    This account can be held in single or joint names.

How to apply

In branch

In branch

Pop into our London Branch and our staff will be happy to help. In busier periods when staff may not be immediately available, we’ll be happy to book an appointment for a later date.