ACE Current Account

Eligibility:

You must be;

• Aged 18 or over
• Have proof of identity
• Have proof of your address
• You may be required to provide proof of source of funds

Minimum/Maximum Balance:

• There is no minimum balance
• The is no maximum balance

How to open the Account:

You may also complete the Application Form,  and then return it along with verified copies of your Photo ID and either a Bank Statement or Utility Bill as Proof of Address dated within the last 3 months. this may take up to 15 Working Days to process, forms can be returned in the following ways:

• In branch: Visit any of our branches Monday to Friday between 9:30am and 4pm
• In writing: By post, sending instructions to FREEPOST: RUEE-STYR-XYKE, UBL UK, 2 Brook Street, London W1S 1BQ (all written instructions must be countersigned and dated by all named Account holders)

Please make sure that you select the links below and read and understand the Personal Banking Terms and Conditions where you will find full details of the Account, before you apply:

Personal Banking Terms and Conditions

How we protect your deposits

Interest Rate Sheet

Personal Banking Schedule of Charges

How to manage the account:

• Mobile: search 'UBL UK Mobile Banking' in your app store to download the app
• Internet: once you have an account, you can visit digitalbanking.ubluk.com to manage your account

Internet and mobile banking can be used to view your balances, set up payees, view statements and make withdrawals, along with a host of other useful features. If you choose a physical application route, you will need your account number and the answers to your security questions to register.

Mobile Banking: manage your account on the go, view balances and make payments, including funding a remittance to Pakistan using UBL UK NetRemit and apply for new accounts with UBL UK.

Mastercard Debit Card – make contactless payments up to £30, manage everyday spending and withdraw up to £250 per day wherever you see the Mastercard logo.

Cheque Book – issue cheques using your UBL UK cheque book.

Online Banking – manage your Account online using internet banking - visit digitalbanking.ubluk.com.

Alerts – stay in control of your spending with our SMS and email transaction alerts, and use the mobile app to set up push notifications for certain transactions.

Safety Deposit Box – UBL UK Current Account holders may apply for a Safety Deposit Box.

International Transfers – send money to friends and loved ones in Pakistan using your ACE Current Account to fund a UBL UK NetRemit transaction, now available in the same app.

UBL UK is not a member of the Current Account Switch Guarantee.

UBL UK does not offer unarranged overdrafts.

This account can be held in single or joint names.