Manage your day to day business finances

The UBL UK Corporate Current Account offers a convenient way to manage your everyday business banking needs.

Benefit from a named Relationship Manager, with a Bank that shares your values.

Key features and benfits

  • Available for Sole Proprietors, Partnerships, Trusts or Private Limited Companies
  • Sole Proprietors may access their Accounts using our internet banking service UBL UK NetBanking and make payments and view online balances
  • A simple, straightforward Current Account with a named Customer Relationship Manager

Keep in mind

  • UBL UK do not offer Arranged Overdrafts
  • If your Account goes into Unapproved Overdraft, you will be subject to Unapproved Overdraft Fees.

Representative example:

If you use an unapproved overdraft of £1,000 for 7 days, we will charge you an unapproved overdraft arrangement fee of £50 and daily interest of 11.5% of the debt balance calculated daily and charged monthly. The total fees due at the end of this 7 day period would be: £50 Arrangement Fee, £2.09 Interest.


All overdraft outstanding amounts and fees are repayable on demand.

More Information

  • What are the Overdraft charges?

    UBL UK does not offer Arranged Overdrafts.

    If a transaction on your Account places it into an unapproved overdraft, you will be charged an unapproved overdraft fee of £50 for each transaction that you make on your Account, and the debt balance will be subject to unapproved interest charges of UBL UK Base Rate + 8%.

    Details of unapproved overdraft charges are detailed in the Business Banking Schedule of Charges.

  • Services that come with this account?

    Cheque Book – issue cheques using your UBL UK cheque book.

    Online Banking (Sole Proprietors Only) – manage your Account online using UBL UK NetBanking.

  • Is UBL UK a member of the Current Account Switch Guarantee?

    UBL UK is not a member of the Current Account Switch Guarantee.

  • How do I open and manage my Account


    You must be;

    • Aged 18 or over
    • Have proof of identity

    Minimum/Maximum Balance:

    • There is no minimum balance

    How to open the Account:

    In order to apply for the account, you will need to Download the Application Form, complete and then return it along with verified copies of your Photo ID and either a Bank Statement or Utility Bill with your home address dated within the last 3 months in the following ways:

    • Via post: FREEPOST: RSSA-GJRS-KBCT, UBL UK Central Operations, 391-393 Stratford Rd, Birmingham B11 4JZ
    • In branch: Visit one of our branches

    You can contact our Customer Services Team on 0121 753 6000 Monday to Friday between 9:15am and 5:15pm for more information.

    Please make sure that you read the Business Banking Terms and Conditions before you apply for this Account.

    More information about ID and Verification can be found here.

    Please ensure that you read and understand the Corporate Banking Schedule of Charges here before applying.

  • Additional Information

    This account can be held in single or joint names.

    Some business transactions will incur a fee, the fees attributed to this Account can be found in the Business Banking Schedule of Charges

    The Account can be opened by Sole Proprietors, Limited Liability Partnerships, Trusts and Limited Companies.

Visit a Branch

Visit a Branch

Use the Branch Locator to find your nearest branch

Get in Touch

Get in Touch

Complete our online Enquiry Form and a member of the team will be in touch

Notification of System Maintenance

UBL UK will be conducting system maintenance on critical systems on Saturday 22nd February 2020 between 9am and 12pm. During this time you may experience delays in service to the following:

Staying safe online

We are aware that financial services companies may be targets for people seeking to fraudulently obtain login information. To protect yourself online, it is important that you check you are on the right website before entering login information. Please look out for the lock symbol next to the website URL to ensure that you are using an genuine and encrypted site. If you are not sure you are using a genuine UBL UK website, please call us on 0121 753 6000 Monday to Friday from 9:15am to 5:15pm. 

The sites managed by UBL UK are as follows:, and You should see these URL's and the lock symbol in your browser header.